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Medallion Financial (MFIN) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

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For the quarter ended September 2026, Medallion Financial (MFIN - Free Report) reported revenue of $61.8 million, up 5.2% over the same period last year. EPS came in at $0.10, compared to $0.46 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $62.51 million, representing a surprise of -1.13%. The company delivered an EPS surprise of -68.75%, with the consensus EPS estimate being $0.32.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Medallion Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net Interest Margin: 7.3% versus the two-analyst average estimate of 7.9%.
  • Total Interest-Earning Assets - Average Balance: $3.15 billion versus the two-analyst average estimate of $3.05 billion.
  • Net Interest Income: $58.38 million versus the three-analyst average estimate of $60.47 million.
  • Total other income (loss), net: $3.42 million versus $2.03 million estimated by three analysts on average.
  • Other income: $0.11 million versus the two-analyst average estimate of $0.35 million.
  • Strategic partnership fees: $0.76 million versus $1.09 million estimated by two analysts on average.
  • Gain on taxi medallion assets, net: $1.09 million versus the two-analyst average estimate of $0.96 million.
  • Gain on equity investments, net: $-0.22 million versus $0.6 million estimated by two analysts on average.

View all Key Company Metrics for Medallion Financial here>>>

Shares of Medallion Financial have returned -3.1% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #5 (Strong Sell), indicating that it could underperform the broader market in the near term.

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